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Real estate protection

One lawsuit shouldn't threaten everything you've built.Structure it properly.

Every rental property in your personal name is a liability without a wall around it. The right structure isolates each property, keeps your name off public records, and makes it significantly harder to pierce your protection.

Liability isolation per property
Name off public records
Holding + operating structure
Series LLC option
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Multiple properties? Bundle checkout — form them all at once →

The liability picture

What a tenant lawsuit actually looks like

If your properties are titled in your personal name, here is what a plaintiff's attorney can reach.

All rental properties — not just the one the lawsuit is about
Your primary residence equity
Personal savings and brokerage accounts
Your wages (in some states, via wage garnishment)
Future income — judgments often last 10–20 years
Your credit history and borrowing capacity

A slip-and-fall on Property 2 shouldn't be able to take Property 1, your savings, and your house. The right structure means it can't.

The structure

Two approaches. Both start with Wyoming.

The right choice depends on your portfolio size, property values, and how much ongoing administration you want.

Option A — Individual Property LLCs (Maximum isolation)

recommended for high-value
WYOMING HOLDING LLC (anonymous — your privacy layer)
│
├── PROPERTY 1 LLC (state where property is located)
├── PROPERTY 2 LLC
├── PROPERTY 3 LLC
└── PROPERTY 4 LLC
A lawsuit on Property 2 cannot touch Properties 1, 3, or 4
The Holding LLC keeps your name out of every state's public records
Higher annual cost: separate RA fee and annual report per property

Option B — Wyoming Series LLC (Lower cost)

Good for 2–5 properties
WYOMING SERIES LLC (parent)
│
├── Series 1 (Property 1)
├── Series 2 (Property 2)
├── Series 3 (Property 3)
└── Series 4 (Property 4)
One state filing, one RA fee, liability isolation maintained per series
Separate bank accounts required per series to maintain isolation
Cross-state enforceability of series structure varies — less tested in litigation than individual LLCs

After formation

What happens after the LLC is formed

Real estate LLCs require more post-formation steps than any other structure. We walk you through all of them.

01

Deed transfers

Quit claim deeds from personal name to each property LLC, recorded with the county. We provide guidance; a local title company or real estate attorney handles recording.

02

Lender notification

Mortgaged properties: notify your lender before transferring. Most lenders don't enforce due-on-sale for SFR transfers to the borrower's own LLC. Get it in writing.

03

Insurance updates

Your landlord policy must name the LLC as the insured. A policy in your personal name on an LLC-titled property may not pay. This is the step most people miss.

04

Bank account per entity

Each property LLC needs its own bank account. Commingling funds pierces the corporate veil — meaning a court can ignore your LLC structure in a lawsuit. Separate accounts are non-negotiable.

05

Lease assignment

Existing leases are assigned from your personal name to the LLC. New leases are signed by the LLC from the start. Tenants receive notice of the new landlord entity.

Whats included

What you get

Wyoming Holding LLC — anonymous, same-day filing
Property operating LLCs in your target states
Registered agent — your address never in any filing
Operating Agreement with privacy-maximized defaults
EIN filing for each entity that needs a bank account
Post-formation checklist: deeds, insurance, leases, banking
Banking Readiness Packet — what banks ask and how to answer
Compliance Autopilot — annual reports handled automatically
Multi-entity dashboard — all LLCs in one place
Bundle checkout — form all entities in one order

Forming multiple entities? Use bundle checkout — add all your property LLCs to one order and pay once.

Faq

Real estate LLC — common questions

The right structure costs less than one lawsuit.

Protect what you've built. Your name off public records. Each property behind its own wall.

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